How You Can Get Low Income Health Insurance for a Secure Future
There are many coverage programs or insurances available to cover the disasters. Life insurance, vehicle insurance, health insurance, travel insurance, home insurance, and many more are all the examples of different options we have when we go out to shop for insurance. But, the one thing which is rare nowadays is the insurance plan for low income groups. Financial institutions are not so willing to devise a plan for the low income group, however there are many exceptions. These institutions will provide free or low-cost health coverage to anyone who will meet their own criteria. People with low-income to children, elderly, and even people with disabilities can benefit from this. LIHP, Health First Colorado, Child Health Plan Plus, Kaiser Permanente, Medicaid & CHIP coverage, are all examples of low-income health insurance programs. So, if you want to know about low income health insurance, read on below.
Low Package, High Benefit
Low income health insurance programs in the US are very popular for its wide diversity in its recipients and the fact that these programs are the bridge from rich to poor. They offer health care coverage to adults, children, and elderly to shift them from more cost costly episodic care to a more low-income coverage and a more coordinate system of care. These will insure low-income uninsured individuals without compromising on the quality of care, access to care, or even the overall experience.
Eligibility Criteria for Low Income Health Insurance
All around the U.S, low income health insurance is getting the attention of many middle-class families to get their coverage in the lowest cost possible. So, to be eligible for low income health insurance, we will need to see the respective eligibility criteria for that specific program. For Health First Colorado (Colorado’s Medicaid Program):
- Low-income Coloradans.
- Family size and household further help to determine your eligibility.
- You should be a U.S. citizen or a legal permanent resident for atleast 5 years. Children and pregnant women who have been legal permanent residents for less than 5 years may also be eligible.
- Also, must be a Colorado Resident.
For Child Health Plan Plus (CHP+):
- Income eligible children age 18 and under, pregnant women age 19 and over.
- Family size and household further help to determine your eligibility.
- You should be a U.S. citizen or a legal permanent resident for at least 5 years. Children and pregnant women who have been legal permanent residents for less than 5 years may also be eligible
- Does not have any other health insurance.
- Must be a Colorado resident.
