HO CHI MINH CITY, VIETNAM – Media OutReach – 25 September 2020 – The Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank – HoSE: HDB) today announced the signing of an agreement to issue convertible bonds and enter into a strategic tie-up with DEG – DEUTSCHE INVESTITIONS- UND ENTWICKLUNGSGESELLSCHAFT MBH (“DEG”).

DEG will invest in convertible bonds issued by HDBank.

The two parties will have a strategic partnership for developing products, services and finance packages for German businesses in Vietnam and Vietnamese exporters to Germany and Europe, contributing to boost the trade cooperation between Vietnam and Germany as well as with other European countries.

DEG is a development finance institution owned by German state-owned development bank KWF and is one of Europe’s15 leading development finance institutions.

It is currently present in 19 countries, managing a portfolio of around EUR8.6 billion in private groups around the world. In Vietnam, DEG has been active for almost 20 years with a portfolio of EUR220 million.

Jochen Steinbuch, its regional manager in the Asia Pacific, said: “Vietnam is seen as a bright spot for foreign investors as the economy is believed to be least affected by Covid-19.”

“Thanks to a young population with a expanding middle class, demand for banking and financial services is high.”

“HDBank is one of the leading joint stock banks in Vietnam, always maintaining a good and sustainable growth rate.”

“HDBank’s financial health, asset quality and business performance are among the best in the industry. Notably its NPL ratio usually stands around 1 per cent and ROE is over 20 per cent. We have great confidence in the development of the bank in the future.”

The agreement opens a new chapter in the long-term co-operation between German and Vietnamese businesses, especially in the context that the EVFTA took effect recently.

About HDBank:

Ho Chi Minh City Development JSC Bank (HDBank, HOSE:HDB) was established in 1990, making it among the first commercial banks in Vietnam.

After 30 years of operations, HDBank is now one of the leading banks in Vietnam. It has strong finances and modern technology, and provides a wide range of financial services to individuals, corporates and investors.

Awards recognise outstanding contributions to FinTech sector, with Mr John Tsang, Senior Advisor of Bowtie, Mr Jim Lai, Vice President, Tencent Holdings Limited & Chairman, Fusion Bank Limited and Dr Suen Wai Mo, Founder & CEO, ClusterTech Limited on list of awardees

HONG KONG, CHINA – Media OutReach – 25
September 2020 – The IFTA FinTech Achievement Awards 2019 (the “Awards”)
organized by the Institute of Financial of Technologists of Asia (IFTA)
successfully concluded today. The award ceremony this year was held online in
response to the persistent influence of the COVID-19 pandemic.

The
award has returned in its second edition with the theme of “Transforming
FinTech Communities with Competence, Character, and Care”, to recognise talents
and corporates in their pursuit of innovative solutions that meet both business
and social needs. A total of 26 corporate and 4
individual awards were announced in a wide range of fields, including Cloud
Computing, Big Data Analytics, Payment Tech, Artificial Intelligence, and more.

Kicking off the
award ceremony was Guest of Honour Mr
Joseph H. L. Chan, JP, Under Secretary
for Financial Services and the Treasury of the Hong Kong SAR government.

Mr Chan said “Hong Kong has one of the
highest consumer FinTech adoption rates in the world. According to the Global FinTech Adoption
Index, Hong Kong’s adoption rate increased from 32% in 2017 to 67% in 2019,
ranking above other major markets including France, USA and Japan.”

“With over 600
FinTech companies and start-ups operating in Hong Kong, the government will
continue to work closely with the industry and develop Hong Kong as a FinTech
hub of the region” Mr Chan added.

Mr Paul
Pong, IFTA Founder and
Chairman, added “FinTech solutions enable businesses and consumers to address
physical distancing needs without losing access to the financial systems they depend
upon. We are in difficult times, but it can also be seen as a golden year for
the development of financial technology.”

This year, the newly set Iconic Star award goes to Mr John
Tsang, Senior Advisor of Bowtie; Mr Jim Lai, Vice President of Tencent
& Chairman of Fusion Bank; and Dr Suen Wai Mo, Founder and CEO of
ClusterTech, in recognition of how they have devoted their time in their
respective professions to create extraordinary impacts on the FinTech industry.

One of the Iconic Stars Mr John Tsang, Senior Advisor
of Bowtie added “Living in an uncertain and volatile world, Bowtie, as a novel
Fintech business platform, is challenging industry norms that we have taken for
granted with the application of disruptive technological innovations with the
aim of enabling society to reimagine our future.”

Corporate Achievements in FinTech (for corporates, NGOs, and
start-ups)

Outstanding Financial Technologists of the Year (for
individuals)

The Prestige Award — Iconic Star (by appointment only)

Iconic Star

FinTech Ecosystem Contribution Honorary Award

FinTech Education Contribution Honorary Award

To review the online ceremony of IFTA Award 2019, please
click HERE.

Please Click HERE to download more high-resolution
photos.

About IFTA

The
Institute of Financial Technologists of Asia (IFTA) is an NPO established in
Hong Kong in September 2017; IFTA is dedicated to accelerating FinTech development and leading the global
development of FinTech talent with the highest standards of ethics, education
and professional conduct. In the witness of HKSAR Government
and City of London representatives, IFTA entered a collaboration agreement with
the Certificate in Finance and Technology (CFT) from the United Kingdom to
introduce the first CFT program in Asia. Besides delivering certification, IFTA
also organises events including boot camps, seminars, and an annual award to
accelerate Fintech education and industry engagement among government,
regulators, universities, enterprises, and start-ups.

Industry leaders and analysts share perspectives and solutions to build business resiliency post-pandemic

SINGAPORE – Media
OutReach – 25
September 2020 – Fuji
Xerox Singapore, a leading provider in document and communications solutions, presented
the third edition of its flagship event; Innovation Re:Mix Forum Work
Reimagined 2020.

With approximately 80% of
organisations in Asia Pacific expecting a decline in 2020 revenue, the
Innovation Re:Mix Forum is particularly timely as it explores the many facets
businesses face in their accelerated digital transformation journeys to ensure
business continuity in the current climate.

Aligned with Fuji Xerox
Singapore’s corporate practice ‘Genko-Itchi’,
a Japanese concept of walking-the-talk, Fuji Xerox Singapore leads this
charge, with the agenda of the three-day conference set by new Chief Executive
Officer Mr Koh Ching Hong, who assumed his role amid the pandemic.

“As Fuji Xerox innovate
within to meet the new demands in the marketplace, we are also enabling our
customers with new ideas in transforming how their processes work in new
digital world, how their distributed workforce collaborate more effectively,
and how they are able to re-connect and re-engage their customers and
stakeholder as we go into the next normal,” said Mr Koh Ching Hong. “This is
emphasised in our annual Innovation Re:Mix Forum as we explore how
organisations, big and small, can pivot their business and future-proof
operational resiliency and customer engagements amidst current challenging
times.”

This conference is also the
pioneer virtual conference hosted on International Data Corporation’s (IDC) new
proprietary platform, IDC Arena.

A fireside chat with Ms.
Sandra Ng, Group Vice President, Practice Group, IDC Asia/Pacific brought to
focus the significance of redefining, rethinking and refreshing workplace
collaborations to ease into the ‘new’ normal and enhance business outcomes with
Internet of Things (IoT), Artificial Intelligence (AI) and a sturdy Application
Programme Interface (API).

The Work Reimagined edition explored three themes with a lineup of business and
thought leaders from sectors across banking and finance, insurance, healthcare,
retail and logistics:

1.    Reboot
Your Workplace in the New Normal

On rebooting the workplace, Mr
Koh Ching Hong and Ms. Sandra Ng began the C-suite segment with insights on the
global landscape and how businesses have evolved during the pandemic as they
look beyond near-term solutions to position their organisation for strategic
growth in the new normal.

They delved into the successful
case studies shared in the pre-event podcasts by the following business
leaders:

–         
Mr Sarabjit
Anand, Regional CIO, Standard Chartered Bank

–         
Mr Poh
Chi Chuan, Executive Director, Digital Transformation, Technology
Transformation Group, Singapore Tourism Board

–         
Ms.
Chandana Shukla, Vice President, Recruitment Process Outsourcing, Asia Pacific,
Korn Ferry

The fireside chat further discussed
three key aspects such as the future of customer engagements, operation
efficiency and process optimisation, and employee experiences. One key insight
shared was how digitisation has moved beyond innovation and is now focused on
well-designed and integrated platforms to build resiliency on top of
efficiency.  

In ‘Rethink Operational
Resiliency’, Mr Ho Swee Huat, Principal Consultant, Advanced Industrial
Services, Fuji Xerox Asia Pacific, presented the considerations for all CXOs. He
shared how incorporating various components of the Intelligent Automation set
of technologies can be a ‘catalyst’ for a company to quickly surpass
traditional work processes and expedite transformation initiatives
successfully. Components under Intelligent Automation are Robotic Process
Automation (RPA), Cognitive Capture, Process Orchestration, Advanced Analytics,
and Mobility and Engagement.

2.    Digital
Disruption: Pivoting Your Business for a Strong Future

The Enterprise track offered
out-of-the-box perspectives at critical factors to consider as industries
across Asia Pacific move to return to the workplace, along with an analysis on
the trend of increased investment in technologies in spite of current economic
gloom. Mr Simon Piff, Vice President, Practice Group, IDC Asia/Pacific, also
identified how investments in AI and robotic automation can enable a hybrid
workforce are adequately supported in IT visibility, remote management and other
concerns, to ensure that organisations are able to return to growth.

The panel “Reinvent Digital
Workplaces” discussed what “productivity” means to their digital workforce, and
shared firsthand experience on the technologies that have equipped their
businesses in creating new value through digital means. The panellists are:

–         
Mr
Koh Ching Hong, Chief Executive Officer, Fuji Xerox Singapore

–         
Mr
Alp Altun, Chief Transformation Officer, Allianz SE Insurance Management Asia
Pacific

–         
Mr
Bryan Koh, Chief Executive Officer & Founder, White Coat

Mr Koh Ching Hong also shared
exclusive perspectives and practices on the importance of a strong groundwork
such as workflow automation can aid in a more seamless implementation and
integration of IoT, AI, and cognitive technologies in organisations. He cited an
in-house example of the implementation of a new intelligent e-invoicing system
that resulted to cost savings of 22% and faster payment cycles for Fuji Xerox
Singapore.

Mr Tim Smith, Executive
General Manager, Sales and Marketing, Fuji Xerox Asia Pacific, in ‘Reimagine
Customer Engagements’ delved into the ever-changing consumer landscape that has
been made more volatile in the current climate. In the presentation, Tim also
explored and showcased how enterprises can seamlessly scale up digital
capabilities and harmonise online and offline channels for a holistic approach
towards customer communications. 

3.    Building
Resiliency with Digital Acceleration

These unprecedented times
has seen businesses across all sectors scrambling to scale technologically simply
to survive. With the sudden surge in digital transactions and communications,
businesses – especially SMBs (Small and Medium-sized Businesses) that are still
digitally transforming – are heavily challenged, especially with the absence of
a physical workforce due to the global pandemic.

Mr Eric Tan, Senior
Director, Integrated Solutions & Sales, Fuji Xerox Singapore opened the SMB
track with an overview of the current business landscape and insights on how
digital innovation is now synonymous with digital resilience.

The track was followed by a
roundtable discussion hosted by Mr Eric Tan with prominent SMB leaders such as:

• Ms. Tan Su Lin, Chief of
  Staff / Vice President, Operations, Carousell
• Mr Toby Koh, Group Managing Director, Ademco Security
• Ms. Charlene Chng, Head of IT, Poh Heng Jewellery 
• Mr Connor Clark-Lindh, Head of Smallholder PeopleOps, Yara Digital
  Farming

The roundtable session featured tips and best practices on how these
SMBs were able to effectively and efficiently digitise processes and operations
by taking an inside-out approach. The speakers also elaborated on Classified
4.0 where they envision an AI-led and enhanced omni-channel experience as the
future of customer engagement.

The Innovation Re:Mix Forum
Work Reimagined 2020 concluded with an on-demand Solutions Showcase where
delegates were offered various types of solutions tailored to their
organisation’s needs to view and experience at their convenience.

In addition to corporate
motto of ‘Genko-Itchi’, Fuji Xerox
Singapore believes in a bespoke approach in empowering their customers’ digital
journey. The company’s dedication is also reinforced as it launched 19 new models from its digital
multifunction printer ApeosPort and DocuPrint series recently, to support customers in
accelerating efficiency while enhancing security, document management and
remote working capabilities.

To learn more about
Innovation Re:Mix Forum Work Reimagined 2020, please visit Fuji Xerox
Singapore’s

Facebook at https://www.facebook.com/FujiXeroxSingapore

LinkedIn at https://www.linkedin.com/company/fuji-xerox-singapore

#BuiltforMore #FXRemix

Annex

Full list of Innovation Re:Mix Forum
Work Reimagined 2020 speakers and panellists:

• Mr Sarabjit Anand, Regional CIO, Standard
  Chartered Bank
• Ms. Chandana Shukla, Vice President,
  Recruitment Process Outsourcing, Asia Pacific, Korn Ferry
• Mr Poh Chi Chuan, Executive Director, Digital
  Transformation, Technology Transformation Group, Singapore Tourism Board
• Mr Zulaifah Abdul Ghani, Regional Finance
  Controller, APAC, ISS Global Forwarding
• Mr Albert Leong, Managing Director, Esker
  Asia
• Mr Alp Altun, Chief Transformation Officer, Allianz SE Insurance
  Management Asia Pacific
• Mr Bryan Koh, Chief Executive Officer & Founder, White Coat
• Mr Mark Gett, Partner Account Manager, Kofax Australia
• Ms. Sharon Chua, Senior Business Development Manager, Esker Asia
• Ms. Tan Su Lin, Chief of
  Staff / Vice President, Operations, Carousell
• Mr Toby Koh, Group Managing Director, Ademco Security
• Ms. Charlene Chng, Head of IT, Poh Heng Jewellery 
• Mr Connor Clark-Lindh, Head of Smallholder PeopleOps, Yara Digital
  Farming

Fuji Xerox speakers:

• Mr
  Koh Ching Hong, Chief Executive Officer, Fuji Xerox
  Singapore
• Mr Tim Smith,
  Executive General Manager, Sales and Marketing, Fuji Xerox Asia Pacific
• Mr Ho Swee Huat,
  Principal Consultant Advanced Industrial Services, Fuji Xerox Asia Pacific
• Mr Chan Wai Tuck,
  Senior Business Manager, Integrated Solutions & Sales, Fuji Xerox Singapore
• Mr Samuel Lim Kai Poh, Principal Consultant, Integrated Solutions and
  Sales, Fuji Xerox Singapore
• Mr Gabriel
  Ng Yeow Meng, Solutions Consultant, Integrated Solutions and Sales, Fuji Xerox
  Singapore 

IDC speakers:

• Ms.
  Sandra Ng, Group Vice President, Practice Group, IDC Asia/Pacific
• Mr
  Simon Piff, Vice President, Practice Group, IDC Asia/Pacific

About Fuji Xerox Singapore:

Fuji Xerox is the
world’s leading provider of document services and printing technologies, using
smart, pioneering devices and transformational solutions that drive business
innovation to advance organisations for the digital future. Established in
1965, Fuji Xerox Singapore employs over 600 staff, including a team of industry
leading professionals who support our portfolio of document management
technologies, IT solutions, and customer communication services.

Fuji Xerox Singapore offers a holistic ecosystem of
products and solutions to enable businesses to achieve increased productivity
and efficiency while deriving greater value from communications. This includes
world-class office multifunction devices, cloud and mobile solutions,
multichannel marketing solutions, and business process management
solutions.