Learn About the Health Insurance Cost per Month You Have to Pay

Can you ever be sure of everything in your life? Do you know what will happen ten minutes from now, let alone ten years? Can you ever say for sure that you would be perfectly healthy for the rest of your life? The answer to all these questions is a no. So, how do you make sure you can have some peace of mind regarding your life and health? You get health insurance. If you’re looking to learn more about health insurance and the health insurance cost per month, then you have come to the right place. We have broken down health insurance cost per month according to the states, metal tier and plan type so you can get the insurance you need. These are based on what an average 21 year old would have to pay.

Health Insurance Cost per Month in the Different States

One major factor in the health insurance cost per month is the state you live in. So, depending on where you live, you can check the table below to see how much your health insurance will cost you each month.

State Monthly Health Insurance State Monthly Health Insurance
Alaska $426 Nebraska 243
Alabama 217 New Hampshire 246
Arkansas 236 New Jersey 307
Arizona 247 New Mexico 211
Delaware 255 Nevada 279
Florida 285 Ohio 258
Georgia 253 Oklahoma 209
Iowa 251 Oregon 206
Illinois 244 Pennsylvania 231
Indiana 276 South Carolina 249
Kansas 196 South Dakota 235
Louisiana 284 Tennessee 225
Maine 271 Texas 239
Michigan 251 Utah 180
Missouri 254 Virginia 222
Mississippi 234 Wisconsin 280
Montana 210 West Virginia 242
North Carolina 270 Wyoming 366
North Dakota 242


Health Insurance Cost per Month by Metal Tier

A conceptual image of a stack of twenty dollar bills with a stethascope showing trouble.

There are different metal tiers when it comes to health insurance costs, depending upon how much the health insurance is supposed to cover. So, bronze plans are the smallest in proportion and have the highest deductibles, copays and coinsurance. Platinum covers the largest proportion, which can be up to 90% of the total costs. Again, refer to the table to see the monthly premium you would have to pay according to your tier.

Type Monthly Premium
Catastrophic $167
Bronze $201
Silver $247
Gold $291
Platinum $363


Health Insurance Cost per Month by Plan Type

Another factor that determines your health insurance cost per month is the type of network your plan uses, which can be HMO, POS, PPO or EPO. The last table tells you the health insurance cost per month you’ll have to pay according to your plan type.

Type Monthly Rate
HMO $230
POS $244
PPO $251
EPO $254



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