Author: Abbas Ali Sheikh (Abbas Ali Sheikh)

• Preparation for Listing in Frankfurt and London early 2021
• SunMirror share tradable on Vienna's Xetra system from November 30^th 2020
• Sees strong tailwind from boom in demand for gold, tech and renewables

ZUG, Switzerland - EQS Newswire - 28 November 2020 - SunMirror AG ("SunMirror"; Ticker: Xetra Vienna: ROR1, ISIN: CH0396131929), the mining and exploration firm specialising in raw materials powering the technological future such as gold, lithium and other metals and minerals, is planning to switch the listing exchange of its shares from the open to the regulated market of the Dusseldorf Stock Exchange ("DSE"). The change of segment is subject to the approval of the securities prospectus to be filed shortly with the Commission de Surveillance du Secteur Financier ("CSSF") and the DSE. In addition, the Company is preparing for admittance onto the Frankfurt Securities Exchange ("FRA") and the London Stock Exchange ("LSE"), respectively. In the interim period, SunMirror shares become tradable using the fully electronic Xetra trading system in Vienna with (Ticker: ROR1), effective November 30^th 2020.

SunMirror's plan to have its shares quoted on the Frankfurt and London stock exchanges aims at increasing visibility and tradability for its investors, amidst an unprecedented and sustained "bull run" in strategic resources like gold, lithium and beyond. "By doing so, we wish to offer partner investors the possibility of investing in SunMirror and gain exposure to our unique growth story," says Dr Heinz Rudolf Kubli, a Director of SunMirror AG.

At a recent investor roundtable, Kubli presented SunMirrror's prospects in economic terms. "When we see how technology is driving consumer and industrial demand for innovation, which in turn, is powering global growth everywhere, we then see clearly the enabling role SunMirror can play in helping to supply raw materials for this historic transformation."

SunMirror continues to attract renowned partners for both the intended listing on national and international exchanges, as well as its future capital markets activities. Fulfilling its function as Lead Advisor, Opus Capital Switzerland AG was entrusted with structuring transactions and evaluating investors.

Additionally, the Board of Directors of SunMirror decided to propose Deloitte AG (Zurich) as its new Auditors. The shareholders of SunMirror will resolve their appointment at the shareholders' meeting in December 2020.

About SunMirror AG

SunMirror is a natural-resources holding company with a strategic focus around gold and other critical resources - those metals and minerals powering demand for next-generation sustainable technology. The company was formed out of Dynastar AG's reverse-merger into modern mining player, Couno Resources S.A. Several other important acquisitions are expected in 2021. The Company is listed on Xetra on the Vienna (Ticker: ROR1) and the Dusseldorf and Berlin Stock Exchange with Ticker Code ROR and ISIN CH0396131929. For more information please visit: www.sunmirror.com

About Opus Group

Opus Group specializes in bringing-to-market tomorrow's next-generation natural resource firms, today, by combining strong industry expertise together with one of Switzerland's leading independent financial services firms. For more information please visit: www.opus-capital.ch

Despite COVID-19, sales up by 52.3% and 16.9% in China and South Korea

E-commerce grew by 79%

Gross margin expanded by 1.5 percentage points and EBITDA increased by 142%

HONG KONG SAR - Media OutReach - 27 November 2020 - HONMA Golf Limited ("HONMA" or the "Company"; together with its subsidiaries, the "Group"; HKEx stock code: 6858), one of the most prestigious and iconic brands in the golf industry, has announced its consolidated results for the six months ended 30 September 2020 (the "period").

Since the outbreak of the global health crisis, the golf industry and retail sector were affected severely by social distancing measures and shelter-in-place orders, especially during the 3 months ended 30 June 2020. The industry quickly rebounded since May 2020, as a good majority of golf courses in Asia, the US and Europe gradually re-opened for play under social distancing rules.

Benefiting from a speedier recovery from the pandemic and thanks to strong activation of products aimed at premium and super premium consumer segments, China and South Korea saw sales grew robustly by 52.3% and 16.9% respectively during the 6 months period ending September 30, 2020, on a constant currency basis. Sales from e-commerce advanced significantly due to change in consumer's purchase behavior and continued investment by the Company in social media, content marketing and digital platforms.

During the same period, Japan, North America and Europe continued to battle with the global health crisis and as a result, the revenue of these markets decreased by 59.6%, 36.7% and 19.4% respectively. Revenue from the rest of the markets showed different developments corresponding to how government authorities respond to the health crisis, representing a 30.7% increase in revenue during the period.

In terms of revenue by product groups, golf clubs, golf balls and apparels accounted for 77.8%, 10.3% and 5.5% respectively of the total. Due to the negative impact of the global health crisis, revenue from the three product segments declined by 12.5%, 6.0% and 5.2% respectively. In China and South Korea, however, the club sales increased by 102.9% and 10.3% while ball sales grew by 28.7% and 41.5% respectively. Revenue from BERES family products rose by 18.6% owing to strong brand equity in the super premium segment.  

In terms of distribution channels, the Group had approximately 4,154 self-operated stores and third-party points of sales ("POS") in total as of 30 September 2020. Revenue from self-operated stores remained resilient and slightly decreased by 0.2% compared to the same period last year. The negative impact from the pandemic was largely offset by the increased sales per store, as a result of the continued optimization of the Group's retail operations in Mainland China, South Korea and Taiwan. Besides, the pandemic prompted a rapid development of the Group's e-commerce business, and sales surged by 79% as compared to the same period last year. Sales from Tmall and JD flagship store was more than 4 times as compared to the same period last year. Meanwhile, the Group's major retail partners suffered business closures during the outbreak, resulting in a decrease of 18.8% in revenue from third-party retailers and wholesalers.

Gross profit reported to be JPY4,634.4 million (equivalent to USD43.4 million), with the gross profit margin increased by 1.5 percentage points from 49.7% to 51.2% for the six months ended 30 September 2020, as a majority of the markets started to benefit from the retail and wholesale price rationalization that started two years ago.

EBITDA amounted to JPY442.4 million (equivalent to USD 4.1 million), a 142.1% increase from JPY182.7 million in the first half of FY2020.

Net loss was JPY803.5 million (equivalent to USD 7.5 million), as a result of income tax expenses versus income tax credit in the same period last year.

Net cash flows generated from operating activities amounted to JPY2,576.4 million (equivalent to USD24.1 million), representing a 540.2% increase from the six months ended 30 September 2019 thanks to improvement in working capital items.

The Board resolved to declare an interim dividend of JPY 1.5 per share for the six months ended 30 September 2020.

Improving the global brand positioning and communication of HONMA

The Group continued to re-define its brand as a dynamic, relevant and global brand among internet-savvy younger golfers, and created an end-to-end digital ecosystem around the brand for golfers in the super-premium and premium-performance segments. To achieve this goal, the Group revamped its global website and social media platform, which helped HONMA generate month-on-month growth in organic traffic, conversion and other digital engagement matrixes. Also, through the continuous upgrading of its customer relationship management ("CRM") systems as well as adding various e-commerce capabilities and consumer-centric tools in key markets such as Japan, China and the US, the Group is able to provide consumers with the ultimate 360-degree brand experience and enhance its interaction with consumers, driving sales both online and offline.

Applying revolutionary proprietary technologies to HONMA's products

The Group strives to apply cutting-edge technologies and artisan-style Japanese craftsmanship to the design, development and manufacturing of a comprehensive range of exquisitely crafted and performance-driven golf clubs. It applied several of its revolutionary proprietary technologies to the design and development of its new XP series, the first performance enhancement series under the TOUR WORLD club family. In December 2019, HONMA launched BERES 07 targeting super premium consumers, and revenue from BERES family products grew by 18.6% for the six months ended 30 September 2020, reconfirming HONMA's strong brand equity and its ability to withstand macroeconomic headwinds.

The Group devotes significant resources to new product development to ensure that its product offerings remain up to date with the latest market trends. Research and development (R&D) expenses amounted to JPY139.6 million for the six months ended 30 September 2020. The Group has established a product development hub in North America, to complement its product development capabilities at the Sakata Campus in Japan.

Further developed balls and apparel businesses to create a comprehensive range of products

Following a continued and mid-double-digit growth in revenue from golf balls in the past 5 years, the Group further prioritized its product development resources and launching balls with its own patent. Alongside the strong sales growth of golf clubs in South Korea and China, the balls sales in the two markets expanded by 41.5% and 28.7% respectively. As for apparel, HONMA has already launched four apparel collections, targeting consumers in Japan, China and South Korea.

In January 2019, the Group re-launched its apparel collection following a strategic partnership with Itochu Corporation, comprising of three lines tailor-making for golfers in Japan, Mainland China and South Korea, both on-course and off-course. During the current reporting period, gross profit for apparels significantly increased by 108.5% from JPY167.3 million to JPY348.9 million year-on-year and gross profit margin for apparels rose from 31.2% to 69.6% year-on-year. The increments were attributable to increased brand and product recognition for HONMA's apparels, enhanced operational management and upgrade in HONMA's supplier base. Moving into the second half of FY21, Fall/Winter 2020 collection has received positive consumer feedback and the latest operational report has shown encouraging sales numbers.

Continued business expansion in North America and Europe

The Group continued to execute its direct-to-consumer distribution model. It boosted its store presence with HONMA-branded displays at 54 retail locations in North America. At the same time, the Group pivoted to a mobile fitting van program, bringing the HONMA fitting experience to customers' home courses. From January to September 2020, the Group further increased its mobile van coverage to 14 vans from 9 vans at the beginning of the year.

Furthermore, the Group has been invested in its e-commerce website since 2019 and implemented various digital marketing efforts to drive website traffic and target potential shoppers through re-targeting efforts on social media and search engine marketing. For the six months ended 30 September 2020, the Group has seen site visits almost doubled and average order value of more than one thousand US dollar. The strong performance also highlights the success of brand building and consumer interest in HONMA in its second year of expansion in North America.

In Europe, the Group continued expanding its footprint and opened 23 new POS while closing none during the period, increasing its total POS to 563 as of 30 September 2020.

Looking ahead, Mr. LIU Jianguo, Chairman of the Board, President and Executive Director of Honma Golf Limited, said, "The first half of the current financial year began with an extremely challenging operating environment and a lot of uncertainties about the future. Fortunately, the golf industry recovered very quickly and as COVID-19 related regulatory restrictions started to ease from Asia to Europe and North America, we observed a surge in demand to play golf, an increase in new and returning golfers and an uptick in new orders from both end consumers and retailers.

"Our business has proven to be resilient even under the current volatile economic environment, thanks to our strong brand equity and incomparable advantages in the premium segment of the golf industry. We are even more convinced that we will benefit from the uprising consumer sentiment post-pandemic."

Mr. LIU concluded, "The six months ending 31 March 2021 will be a crucial period for HONMA to execute its development strategies. We are confident in our ability to mitigate the adverse impacts of the COVID-19 outbreak and will seize every possible opportunity to preserve cash, to right-size our organization in order to foster a solid foundation for the mid- and long-term development with respect to our brand, products, distribution channel, employees and supply chain."

About HONMA Golf Limited

HONMA is one of the most prestigious and iconic brands in the golf industry. Founded in 1959, the Company utilizes the latest innovative technologies and traditional Japanese craftsmanship to provide golfers across the globe with premium, high-tech and the best performing golf clubs, balls, apparels and accessories. HONMA's products are sold in approximately 50 countries worldwide, primarily in Asia and across North America, Europe and other regions. The Company was successfully listed on the Main Board of The Stock Exchange of Hong Kong Limited on 6 October 2016 (SEHK stock code: 6858).  As the only vertically integrated golf company with in-house design, development and manufacturing capabilities, a strong retail footprint in Asia and a diverse range of golf related products, HONMA is perfectly positioned to continually grow its business in Asia and beyond, benefitting from the return of golfers in mature golf markets such as the US and Japan and from increased participation in golf's new and under-penetrated markets such as South Korea and China.

HONG KONG SAR - Media OutReach - 27
November 2020 - If you're a spicy food fanatic, then you know that
chilli peppers are the perfect way to perk up any dish! To delight all those spicy
food lovers out there, 7-Eleven, in their continuous quest to bring fun and
excitement to its customers, has teamed up with TABASCO®,
the legendary American century-old hot sauce brand, and developed a menu of new
and original recipes. The result? A crowd-pleasing line up of 7-SELECT x
TABASCO® items to make your mouth water. In this update, we're thrilled to
unveil the Chipotle Meatball Hot Wrap and Chipotle
Chicken Korean Roll - so you can now enjoy good quality spicy food
on the go, anytime, anywhere. Plus there's more! We're also adding a pair of
unmissable snack items to the Hot Shot menu - TABASCO® Buffalo Chicken Wings and TABASCO® Spicy Stirred Udon!

The Ideal Snack for
One On the Go - 7-SELECT x TABASCO® Chipotle Chicken Korean Roll

When it comes to Korean comfort food, hot sauce is simply
the must-have condiment. Now, just imagine the taste sensation if you were to
add the iconic American spicy sauce to the beloved Korean handroll? 7-SELECT has
done just that with the 7-SELECT x TABASCO® Chipotle Chicken Korean
Roll ($20), combining the Korean "gimbap" with the smoky and flavourful TABASCO®
Chipotle Pepper Sauce. A perfect partnership! Each handroll is packed with
pickled radish, cucumber, cheese and chicken. And don't worry if you can't
handle too much heat, this handroll is only mildly spicy so you'll still be
able to enjoy the smoky pepper flavour.

The Perfect Afternoon Pick-Me-Up - 7-SELECT
x TABASCO® Chipotle Meatball Hot Wrap

The 7-SELECT x TABASCO® Chipotle Meatball Hot Wrap ($18) -- a delectable combination of succulent chicken
meatballs coated in smooth Mozzarella and cheddar cheese sauce and seasoned
with a generous serving of TABASCO® Chipotle Pepper Sauce, made from
slow-smoked jalapeno peppers. Experience its fusion of flavours -- the pairing
of chilli and cheese is a match made in heaven!

Hot Shot Favourites with a Kick! TABASCO® Spicy Stirred
Udon and TABASCO® Buffalo Chicken Wings

Udon has always been a popular choice on the Hot Shot
menu. To delight the tastebuds and reward the support of our loyal fans, we're rolling
out this brand new flavour. Introducing the all-new TABASCO® Spicy Stirred Udon ($12)! Seasoned with TABASCO® Sriracha Sauce, this lipsmackingly
tasty bowl of deliciousness is a bold blend of spicy, salty and sweet!

Who doesn't love chicken wings? 7-Eleven is putting
their special twist on this all-time favourite with the TABASCO® Buffalo Chicken Wing ($14/2 pieces). What's more, it's totally exclusive to 7-Eleven in
Hong Kong, not to be found anywhere else! TABASCO® Buffalo Style
Hot Sauce, a tangy combination of chilli and garlic, covers each tender juicy
wing. Both fiery and moreish at the same time!

These all new TABASCO® products are
available at 7-Eleven from 25^th  November. Don't miss out!

#7ElevenHK #7ElevenMacau #7Eleven #OwnBrand #7SELECT #BrandNew
#TABASCO® #HotShot #ChipotleMeatballHotWrap
#ChipotleChickenHandRoll #BuffaloChickenWings

Heartfelt, Simple and
Tasty

7-Eleven own brand products undergo a rigorous
product development process at every stage, from selection of suppliers and
ingredients, product sensory checks, quality control to even packaging design
to ensure consistent quality. We hope these new own brand products showcased in
this update bring enjoyment to our customers and enable you to experience tasty
meal solutions anytime, anywhere. 7-Eleven own
brand 7-SELECT products are good value, individually packaged, quick to
prepare, convenient and tasty.

* All stated prices are valid from 25 November - 8
December 2020.  Prices might change
without notification.  Product price
shown at the store will be final.

After the fighting bears brand ‘COMMANDO’ has demonstrated a successful in-ternational market expansion in Africa, the Middle East, and more than 36 coun-tries around the world, the company is now ready to penetrate the Thai market and shoot their new energy drinks straight to the stars.

BANGKOK THAILAND - Media OutReach - 27 November
2020 - COMMANDO
now entered Thailand's
energy drink market after hitting the African and Middle Eastern markets, and
more in 36 countries worldwide. With the slogan 'COMMANDO, START DOING', the brand will soon launch a new
television commercial, starring Bin Banluerit, a well-known volunteer,
ex-rescue worker, and actor, who was chosen as a presenter in this ad only to
reflect the brand's
intention to 'support those who do good for society'. The brand also vows not to
participate or involve in politics regarding the issue.

Mr. Sittinan
Assarasee, Managing Director of Krungsiam Beverage Company Limited revealed about the official launch of
COMMANDO ORIGINAL that  "After the brand
has grown considerably and gained popularity in over 36 countries worldwide, we
decided it's time
for people in Thailand to enjoy our high-quality energy drinks certified by
recognized international manufacturing standards.

Thai consumers don't
seem to have many options for their energy drinks as the flavors available in
the market are quite limited. We saw a business opportunity here and went for
it. Though competition is fierce, we have every confidence in our products,
especially the COMMANDO ORIGINAL which is now sold in Thailand. This less-sugar
formula was adapted to make it easier to drink. It tastes great, not so sweet,
as well as pleasant smell too. Our COMMANDO ORIGINAL is not just a delicious
thirst-quencher, but it also contains nutrients that have health benefits such
as lysine, an amino acid that helps to convert body fat into energy that can
fuel your body longer; taurine; vitamin B3, B5, B6, B8, B12; and choline. Our
drinks are also created to fight drowsiness and provide an energy boost without
causing heart palpitations or rapid heart rate. Basically, they are appropriate
drinks for all genders."

To respond to
recent changes in consumer behaviors, our COMMANDO ORIGINAL was developed as a
creative healthy drink that benefits consumer's health. But the key concepts still
focus on providing the body with long-lasting energy to make it active and
refreshed. The COMMANDO ORIGINAL is now sold at 10 bahts in convenience stores
and leading supermarkets nationwide and more new product lines are on the way.

"Our products are targeting 'skilled
workers' between
the ages of 30 and 50 across all fields of expertise, especially construction
contractors, technicians, trained workers, and freelancers with specialized
skills.

This is an exciting
segment as finding a skilled workforce with knowledge and expertise in each
field, especially those with decades of experience is not an easy task.

Our brand identity
supports our purpose of  'doing something good for society' as demonstrating in our new TV
commercial does convey the brand personality through the idea of doing good by
being heroic and humble with self-encouragement, authenticity, skilled
expertise, and integrity.

For overseas
markets, we used the slogan "Make You Solid" to represent the greatest strength
of the body and mind which makes one becomes a solid man. The solid persons
would start from doing their work with great care, even for the small thing.
They would do it again and again until they develop the skills and become an
expert, and that's when
true success happens from doing things.

In the new commercial,
the presenter Bin Banluerit has a character that suits our brand personality
entirely and this could help us reach the target audiences effectively. Bin is
also known as a charity hero who has been volunteering to help those in need
for over 34 years. He has a lot of energy and has devoted his time, physical
energy, and brainpower to helping others in our society tirelessly. His great
effort is visible to the public and that makes us appreciate him. As a result,
we will continue to welcome him as a presenter of COMMANDO ORIGINAL. Bin, as
well as everyone, has the right to freedom of expression, and the company
considers this as a personal matter, which is not related to our business. For
this issue, we again confirm that our brand COMMANDO has no intention to be
involved in politics at all. "

"With regards to
business, we expect our products to become part of the lifestyle of customers
with highly-skilled occupations (both male and female) and young people who
love challenges and are motivated by competition. We set our growth target at
3% within three years, before entering the Stock Exchange of Thailand," Mr. Sittinan
Assarasee concluded.

SSIA will continue rolling out ongoing and new initiatives to meet the industry needs as the economy and social restrictions change

SINGAPORE - Media
OutReach - 27 November
2020 - The
Annual General Meeting (AGM) of Singapore
Semiconductor Industry Association (SSIA) was held yesterday (26 November). It
is the first time the Association held the AGM online due to the COVID-19
situation.

One of the AGM agenda was the election
of Board Members for the next term, 2020 -- 2022. Andrew Chong, Independent
Board Director and Business Advisor, was re-elected as Chairman of SSIA Board,
while Brian Tan, Vice President and Regional President of Southeast Asia at
Applied Materials, was the new Vice Chairman of the Board. All the Board
members were re-elected to another term in office.

SSIA Chairman Andrew Chong said, "2020 has
been a rollercoaster year for the semiconductor industry in Singapore. Our
economy was hard-hit by the COVID-19 pandemic. The industry has been fortunate
to see less of an impact than many other sectors. Nevertheless, the industry
has still been impacted by the supply chain disruptions, trade tensions, and
workforce shortage due to travel restrictions."

To stay relevant to the needs of
companies, SSIA launched different initiatives in 2020, which included working
with global trade associations to seek governments' support in recognizing the
semiconductor industry as essential operations should the pandemic situation
worsen, hosting the Minister Dialogue session to discuss concerns from the
industry, as well as hosting the SSIA Supply Chain Conference inviting local
and global speakers to share their supply chain management insights and
possible collaborations.

At the AGM, the Board also discussed the
business outlook of the semiconductor industry in 2021. Andrew said, "The COVID
experience has accelerated the semiconductor industry's growth with the
recognition of the industry's essential contribution to enabling the changes to
the economy, the way we work, and how we live. The outlook for next year will
be an interaction between continuing strong demand for semiconductors versus
the supply chain's ability to manage this demand."

In 2021, SSIA will continue rolling out
ongoing and new initiatives to meet the industry needs as the economy and
social restrictions change. They include:

• Helping companies, especially SMEs, to
  implement digital solutions in their business processes. A committee to define Singapore
  Semiconductor's Intelligent Manufacturing Framework has been set up to help local
  companies understand digitalization needs.
• The
  Local Ecosystem Committee will help strengthen the local semiconductor
  ecosystem through closer collaboration between semiconductor manufacturers and
  their suppliers.

Photos of the SSIA AGM 2020: https://www.dropbox.com/sh/try0wcmkf88392u/AADf7Pfn7rPqFTdfQyCS8Unha?dl=0

More
SSIA initiatives can be found here: https://ssia.org.sg/upcoming-ssia-events/

About Singapore Semiconductor Industry Association

Singapore Semiconductor Industry
Association (SSIA) has more than 180 members today including companies and
organisations throughout all parts of the complex and comprehensive value chain
- IC design companies, Manufacturers, Fabless companies, Equipment suppliers,
Photovoltaic companies, EDA and material suppliers, Training and service providers,
IP companies, research institutes and Academia, as well as individual members.
Since 2013, SME membership has grown exponentially and SMEs now account for
close to half of SSIA's membership. For more information about SSIA, please
visit: https://ssia.org.sg/

Swiss Pavilion participates for the 4th consecutive time at the Singapore event

SINGAPORE - Media
OutReach - 27 November 2020 - Switzerland Global Enterprise (S-GE) and the Swiss Business Hub ASEAN
said today that their Swiss delegation will participate at this year's
Singapore FinTech Festival 2020 through its digital Swiss Pavilion.

Emphasizing that Asia remains an important market for internationally
oriented Swiss SMEs, the "virtual" participation of the Swiss delegation is
part of the bigger goal of S-GE to enable Swiss and Lichtenstein SMEs realise
their business potential in new and existing markets.

Switzerland Finance Minister Mr Ueli Maurer will lead the Swiss participation
with his keynote speech "FinTech, Sustainable Finance and Innovation". This
will be followed by an in-depth panel discussion that highlights the strengths
of Switzerland as a global financial centre.

This panel discussion comprises: Mr Thomas Gottstein, CEO Credit Suisse
Group AG; Mr Ralph Hamers, CEO UBS AG, and Mr Herbert J. Scheidt, President of
the Swiss Bankers Association and this session will be telecast live from
Zurich on 7 December (5pm SGT).

Subsequently, Switzerland's key invited players in the field of green
and sustainable finance will present their initiatives at the "SFF Impact Summit" on 9 December (3:50pm SGT).

Mr Fabrice Filliez, Ambassador of Switzerland to Singapore, said that "the
participating companies will reflect the robustness of the Swiss finance
ecosystem, paving the way for collaborations and partnerships in co-innovation
and fresh ventures. With Singapore being Switzerland's most important trading
partner in Asia, Swiss fintech companies view the republic as an important
gateway to the wider Asian economic region."

These efforts will be reinforced by the participation of seven Swiss
fintech companies, which are strong in regulation technology, blockchain
solutions, big data and analytics, algorithm trading and cybersecurity. The
event presents an opportunity for Swiss fintechs and interested stakeholders in
Asia to connect and build business linkages in a seamless manner.

The Swiss fintech industry has been highly interested in Singapore,
which is seen as a gateway into Asia. Interest in garnering greater presence in Singapore arises
from the republic's fintech cooperation framework and agreements with ASEAN,
China, India, Japan and South Korea.

Renee Koh, Head of Swiss Business Hub ASEAN said: "With
Singapore-Swiss bilateral cooperation remaining strong, there is still much
room to expand business and economic linkages amid the changing global business
climate. Innovation continues to be strong in both these global centres and the
Swiss presence at this fintech festival presents an opportunity for both sides
to collaborate and propel innovation to greater heights."

Singapore FinTech Festival will be held in Singapore from
7-11 December with more than 40 global satellite events taking place through
this festival. Swiss companies participating in the Swiss Pavilion includes:

- AlgoTrader, an end-to-end quantitative
and algorithmic trading software solution that supports both digital and
traditional assets;

- Crealogix, which develops and implements
innovative fintech solutions for the digital bank of the future;

- Custodigit AG, which provides a single,
trusted gateway to the world of digital assets;

- SIX Digital Exchange, which is building the
first market infrastructure in the world to offer integrated end-to-end trading,
settlement and custody service for digital assets;

- SIX, which operates and develops
infrastructure services in the Securities & Exchanges, Banking Services and
Financial Information business units with the aim of raising efficiency,
quality and innovative capacity across the entire value chain of the Swiss financial
center;

- Swisscom, a leading telecom company and a key
service provider in Blockchain, Digital Assets and FinTech space as well as
Trust Services; and

- Sygnum, the world's first digital asset bank,
and a digital asset specialist with global reach.

Free registration for the Swiss satellite event can be done at: www.s-ge.com/en/registration-form-world-fintech-festival-switzerland.

HO CHI MINH CITY, VIETNAM - Media OutReach - 26 November 2020 - For its almost 100 per cent success rate in straight-through processing, the Ho Chi Minh City Development
Joint Stock Commercial Bank (HDBank, HOSE: HDB) has received the MT202 and MT103 STP awards for international payment services from
J.P. Morgan Chase Bank.

This is the third year in a row HDBank has
won the MT202 award, and the second year the Bank has received the MT 103 award.

Both are given by J.P Morgan Chase Bank,
the US's largest lender in terms of assets and the world's largest US dollar
clearing agent.

HDBank's STP rates exceed the benchmarks
set by global credit institutions.

According to JP Morgan
Chase and other large institutions and agents providing clearing services in the
greenback and euro, the STP rate for international electronic payment is
currently 89-90 per cent on average.

With an exceptional STP
rate of 99.94 per cent for MT202 and 99.68 per cent for MT103, HDBank was one
of the few Vietnamese banks to win the top prize.

This underlines the
prestige and quality of HDBank's international payment services with its modern
technology platform and employees' professional competence in meeting the
financial transaction needs of customers around the world.

According to JP Morgan
Chase, HDBank is its leading banking partner in Việt Nam in terms of both size
and quality of international payment services.

HDBank's business performance through the JP Morgan Chase
system has continued to thrive even amid the challenges faced by the global and
Vietnamese economies due to the impacts of Covid-19.

With its relationships
with more than 400 agents who are banking institutions and strategic co-operation
with many leading Vietnamese and international partners, HDBank has extensive
international payment operations and the Bank's international payment services
quality is recognised also by other leading lenders.

HDBank is also a
pioneer in bringing effective added value to customers around the globe through
investing in and using modern technologies in the bank's services and products,
especially international payment services, digitising processes, meeting
management requirements according to international standards, and constantly
improving operational efficiency with a commitment to bringing the maximum
benefits to customers.

HDBank became the first
lender in Việt Nam to join the TradeAssets Trade Finance E-marketplace to
connect with and process trade finance transactions on the blockchain
application platform, and Contour, an open trade finance network.

HDBank
also deploys the global payment query service via Swift GPI and is a pioneer in providing international money transfer
query services via Swift GPI in various currencies like USD,
GBP, EUR, CHF, AUD, CAD, JPY, THB, NZD, HKD, and SGD.

At
the same time the Bank has successfully put into operation the Treasury - FIS
Front Arena system to seamlessly meet the requirements involved in handling
business transactions and managing currency trading risks.

In addition to retaining the leading position
in digitisation in the banking sector, HDBank remains on a high growth path in
the third quarter of the year.

Moody's credit rating agency has maintained a
credit rating of B1 for HDBank.

About HDBank

Ho Chi Minh
City Development JSC Bank (HDBank, HOSE: HDB) was established in 1990, making
it among the first commercial banks in Vietnam.

After 30 years
of operations, HDBank is now one of the leading banks in
Vietnam. It has strong finances and modern
technology, and provides a wide range of financial
services to individuals, corporates and investors.

HONG KONG SAR - Media OutReach - 26 November 2020 - CIFI Holdings (Group) Co. Ltd. ("CIFI" or the "Group", HKEx stock code: 884), a leading real estate developer and investor in first-, second- and robust third-tier cities in China, is pleased that Moody's Investors Service ("Moody's") has upgraded the corporate family rating (CFR) of CIFI Holdings (Group) Co. Ltd. to Ba2 from Ba3 and upgraded the senior unsecured debt rating on its existing notes to Ba3 from B1. The outlook is stable. This reflects CIFI's business development, management efficiency, and credit quality improvement in recent years have been recognized by Moody's.

Moody's rating report expected that CIFI's credit metrics will improve over the next 12 to 18 months, supported by strong revenue growth and controlled debt growth. Moody's believed that with CIFI's more geographically diversified operations and continued strong access to funding, will enable the Group to deliver solid business growth over the next 12 to 18 months.

The report stated that CIFI contracted sales grew 12% to RMB174.4 billion in the first ten months of 2020, despite the negative impact on sales from coronavirus outbreak, especially in the first half of the year. This reflects the Group's ability to execute its property development strategy, which is focused on catering to the housing demand from upgraders in key tier-1 and tier-2 cities in China.

Moody's expected that CIFI's sizable salable resources, strong sales execution and solid housing demand in the Group's core markets will enable the Group to further grow its contracted sales to RMB220billion to RMB240 billion over the next 12 to 18 months. The Group's EBIT/interest will also improve to 3.1x to 3.6x from 2.5x over the same period, driven by higher earnings and declining interest costs.

Furthermore, as CIFI continues to demonstrate prudent financial management with a balanced debt maturity profile and solid balance sheet liquidity, Moody's believed that CIFI's debt will improve to 65%-75% over the next 12 to 18 months, from 46% for the 12 months ended June 2020, driven robust revenue recognition on the back of the company's strong contracted sales over the past two to three years, as well as its disciplined approach to pursuing growth and controlling debt increase.

Mr. Lin Zhong, Chairman of CIFI, said "We welcome the upgrade of our corporate family rating and senior unsecured debt rating by Moody's. The move is the capital market's recognition of CIFI's achievements. CIFI raised funds prudently in the offshore capital markets in 2020. The newly issued long-term US dollar debts exceeded 5-year maturity, effectively extending the average debt maturity and lowering the average financing costs. It fully reflects the recognition of credit quality of CIFI by the investors.

"Moreover, under the new 'three red lines' rules, the debt control by real estate companies will benefit the long-term and healthy development of the industry. Looking ahead, as a leading real estate developer, CIFI will continue to implement prudent financial policies to improve our credit quality and generate encouraging return to our shareholders", Mr. Lin said.

About CIFI (Group):

Headquartered in Shanghai, CIFI is one of China's top real estate developers. CIFI principally focuses on developing high-quality properties in first-, second- and select third-tier cities in China. CIFI develops various types of properties, including residential buildings, offices and commercial complexes.

To learn more about the Company, please visit CIFI's website at: http://www.cifi.com.cn

KUALA LUMPUR, MALAYSIA - Media OutReach - 26 November 2020 - The
Covid-19 outbreak has affected everyone, including
animals, to varying degrees. According to non-profit organisation Homeless
& Orphan Pets Exist (H.O.P.E), there has been a 30% increase in animal
abandonment at the animal shelter during the Movement Control Order. This is
possibly due to the growing financial burden that pet owners are facing. 

Understandably,
with the current economic climate, donations to the H.O.P.E animal shelter
located in Pekan Nenas, Johor have reduced greatly. Daily, H.O.P.E feeds an
average of 1.2 tonnes (1,200 kg) of pet food to over 3,000 dogs and 200 cats
that it is currently sheltering. This works out to more than RM140,000 needed
to ensure these furry friends are fed on a monthly basis; and this is on top of
the RM20,000 incurred for medical expenses and miscellaneous.

With the goal of
improving the lives of pets through nutrition, shelter and education, pet care
product brands WHISKAS® and PEDIGREE® are collaborating with H.O.P.E. animal
shelter to raise funds via the "Shop for H.O.P.E." campaign on Shopee happening
from now till 6 December 2020.

Through this
campaign, Shopee users and pet lovers can make donations of RM10, RM20 or even
RM50 to the animal shelter. Additionally, for every purchase made through the
Whiskas and Pedigree Official Store on Shopee, 10% will be converted to
products which will later be presented to H.O.P.E. 

Mars Petcare Southeast Asia Pet Nutrition D-Commerce
Director Phua Fui Ching said, "Ever so often, we
come across a news article or video on social media on animals being abandoned
and it is heart-wrenching. At Mars Petcare, we believe that pets make the world
a better place and therefore, collaborating with H.O.P.E as well as Shopee is
one of the many initiatives to achieve our goal in creating a better world for
pets where they are healthy, happy and welcomed. Through this partnership, we
hope to raise at least RM10,000 worth of pet food to be donated to H.O.P.E to
help ease their burden."

In a bid to
garner more proceeds for the animal shelter, WHISKAS® and PEDIGREE® will also
be offering in-store vouchers of RM7 off with a minimum spend of RM70 and RM10
off with a minimum spend of RM100 to encourage pet lovers to purchase more from
the store.

To find out more
or show support for the Shop for H.O.P.E. campaign, visit https://shopee.com.my/m/hope.whiskaspedigree

About Mars Petcare:

Part
of Mars, Incorporated, a family-owned business with more than a century of
history making diverse products and offering services for people and the pets
people love, the 85,000 Associates across 50+ countries in Mars Petcare are dedicated to one
purpose: A BETTER WORLD FOR PETS. With 75 years of
experience, our portfolio of almost 50 brands serves the health and nutrition
needs of the world's pets -- including brands PEDIGREE^®, WHISKAS^®, ROYAL CANIN^®, NUTRO™, GREENIES™, SHEBA^®, CESAR^®, IAMS™ and EUKANUBA™ as well as
the WALTHAM Petcare Science Institute which has
advanced research in the nutrition and health of pets for over 50 years. Mars
Petcare is also a leading veterinary health provider through an international
network of over 2,000 pet hospitals and diagnostic services including BANFIELD™, BLUEPEARL™, VCA™, Linnaeus, AniCura and Antech. We're also
active in innovation and technology for pets, with WISDOM PANEL™ genetic
health screening and DNA testing for dogs, the WHISTLE™ GPS dog
tracker, and LEAP VENTURE STUDIO accelerator
and COMPANION FUND™ programs that
drive innovation and disruption in the pet care industry. As a family business and guided by our
principles, we are privileged with the flexibility to fight for what we believe
in -- and we choose to fight for: A BETTER WORLD FOR PETS.

About Mars, Incorporated:

Mars is a family-owned business with more than a century of history making diverse products and offering services for people and the pets people love. With over $35 billion in sales, the company is a global business that produces some of the world's best-loved brands: M&M's®, SNICKERS®, TWIX®, MILKY WAY®, DOVE®, PEDIGREE®, ROYAL CANIN®, WHISKAS®, EXTRA®, ORBIT®, 5™, SKITTLES®, UNCLE BEN'S®, and COCOAVIA®. Mars also provides veterinary health services that include BANFIELD® Pet Hospitals, Blue Pearl®, VCA® and Pet Partners™. Headquartered in McLean, VA, Mars operates in more than 80 countries. The Mars Five Principles -- Quality, Responsibility, Mutuality, Efficiency and Freedom -- inspire its more than 115,000 Associates to create value for all its partners and deliver growth they are proud of every day.

HONG KONG SAR - Media
OutReach - 26
November 2020 - The countdown to Christmas
has well and truly begun! So, let's get into the festive spirit and spread some
seasonal cheer! 7-Eleven in collaboration with Sanrio is launching a series of
Sanrio characters Mini Pouches. You can hang the cute yet functional pouches
from your handbag or backpack and always have your favourite colourful Sanrio
characters by your side. Take them with you on-the-go
and add a pop of colour to each and every day. 7-Eleven will be launching this
series of collectibles on 25^th November from 7 am, just in time for
the holidays so you can enjoy the festivities with the cute Sanrio character of
your choice.

The Sanrio characters Mini Pouch -- Cute and practical!

The series comprises of eight Mini Pouches each
featuring a different beloved Sanrio character including Hello Kitty, My
Melody, Pompompurin (Pudding Dog), Kerokerokeroppi, Ahiru no Pekkle (AP Duck),
Little Twin Stars, Bad Badtz-Maru (XO) and Cinnamoroll. Made from high-grade silicone, each pouch is specially
coated so are soft and smooth to the touch but also easy to wipe
clean and dust resistant.

See your favourite Sanrio characters come to life!
Coming in a spectrum of dreamy candy colours, the 3D pouch design depicts every
detail of each character's charming expression and appearance. The
dazzling array of designs and pastel hues means you'll never have any problem
accessorising the pouch with your handbag collection! And there'll always be a
design to match any mood or outfit. So, even if you're not a Sanrio fan, these
pouches are too simply good to miss!

The 3D design portable Mini Pouch is 12cm (H) x 8.5cm
(W) (sizes slightly vary depending on design). It includes a zipper on the back
so you can conveniently store all kinds of little essentials such as
keys, credit cards, earphones, coins and small accessories, and more inside on
days out. You can even turn the pouch into a handy hygiene kit by
putting hand sanitiser or wet wipes inside when going out or exercising, so the
gang of Sanrio characters can help you stay safe and healthy as we all fight
the pandemic together. The lightweight pouch is designed with a convenient
strap that detaches with a handy snap button. So, wear it round your wrist
or, attach it to your handbag, or just pop inside your bag as is. It's totally
up to you!

What's more, you can even transform the pouches into
sparkling ornaments to decorate your home and bring a little joy -- simply
insert LED lights into the lighter-coloured Mini Pouches and hang them up on
your Christmas tree to brighten up your holiday season. A definite must-have
Christmas item this year!

Sanrio Characters Mini Pouch Collectible Programme Details:

From 25
November 2020 (7 am) to 5 January 2021 (6 weeks in total), customers can receive one
stamp upon a HK$20# purchase at 7-Eleven*, and one more stamp for every
additional HK$10 purchase.  From 25
November 2020 (7 am) to 8 January 2021, you can redeem 2 Mini
Pouches with 8 stamps plus $65 or 1 Mini Pouch with 5 stamps plus $38.
Redemption items are redeemed randomly; customers may not select design.

We have an exclusive offer for yuu
Rewards Club Members!

Members can redeem 1 Mini Pouch with 7,000
yuu points plus $1 randomly.

Promotion Period: 25 November 2020 (7 am)
to 5 January 2021 (6 weeks in total)

Redemption Period: 25 November 2020 (7 am) to 8 January 2021

#Excluding the purchase of cigarettes, milk
powder (except specific products from the promotion),
online game, stamp redemption items, mobile prepaid sim/mobile sim
cards/value-added coupons, Octopus cards/products, Macau Pass cards/products,
gift cards, prepaid cards, various tickets/tickets/stamps, plastic shopping bag
charges. Also excluding payment for the following services including but not limited to: Octopus last 10 transactions printout, prepayment, Pin-On-Receipt, bill payment,
donation, top up (including but not limited to Octopus, Alipay, WeChat,
Tap & Go, TNG, Macau Pass, MPay and other e-wallets), fax & photocopying, battery charging and battery
rental, parcel pick-up and parcel return, photo processing, locker services,
Inspiration Lake activities, parking fee payment, self-service
laundry.  Unposted/cancelled/refund
transactions, split transactions, unauthorised or fraudulent transactions are
also excluded. 

* Transactions at Inspiration Lake Recreation Centre and Team Disney, Hong
Kong Disney Resort stores and Food Kiosk are excluded.  

For more details, please
refer to promotional materials in store.